Medicare Insurance Solutions for
Scottsdale Residents
We are proud that Medicare insurance is our most referred service, trusted by many seniors and retirees in Maricopa County.
Introduction to Medicare
Medicare is a government program that helps people 65 and older, and some younger people with certain health conditions, pay for their healthcare. It covers things like doctor visits, hospital stays, and prescription drugs. There are different types of Medicare plans, including Original Medicare and Medicare Advantage, which is managed by private insurance companies. Our insurance brokerage is impartial and can help you understand your options and find the best plan for your needs.
Our Medicare insurance brokerage in Scottsdale, AZ is here to guide you through every step of the enrollment process and help you find the best plan for your needs.
Medicare Part A
Provides hospital insurance covering inpatient hospital care, hospice, and limited at-home nursing services.
Medicare Part B
Covers medical care such as doctor visits, outpatient care, medical supplies, and preventive services.
Medicare Part C
Offered by private insurance companies and include all Part A and Part B services, plus prescription drug coverage.
Medicare Part D
Covers most prescription drug costs for enrollees.
Medicare Supplement Plans
Works with Original Medicare to cover most or all of the out of pocket costs.
Enrollment periods
Initial Enrollment
7 months surrounding your 65th birthday
(3 months before, the month of, and 3 months after.)
General Enrollment
January 1–March 31
If you missed your initial enrollment period, with possible penalties.
Annual Enrollment
For changes to coverage to Medicare Part D and Medicare Advantage.
Special Enrollment
Certain life events and emergencies allow you to switch plans within 60 days of it.
Over 20 years of Trusted Medicare Insurance Service
Working with our insurance brokerage ensures you’ll get honesty, transparency, and excellent customer care. Our owner, Michael Ell, truly cares about helping his clients. With over 20 years of trusted service in Scottsdale, AZ, he has become a reliable advisor for many.
Medicare insurance is our #1 referred service
We don’t take that responsibility lightly. Our goal is to inform you clearly and make the decision process easy. We are here to answer any questions you have. Most importantly, we work hard to find you the best coverage to meet your needs.
Reviewing Your Needs
and Coverage Options
Personalized Needs Assessment
Expert Plan Comparison
Guided Enrollment Support
Comprehensive Coverage Review
Ensuring Provider Access
Evaluating Plan Quality
Medicare Advantage plans are rated each year by the Centers for Medicare and Medicaid Services (CMS) on a 1 to 5-star scale. Higher star ratings often mean better service, coverage, and additional benefits, making them an important factor to review when choosing a plan.
Medicare Plan Costs and Affordability
Medicare Advantage plans can be an affordable choice, with many offering low or even no monthly premiums. But we also have to look beyond premiums and consider deductibles, coinsurance, and out-of-pocket maximums to ensure the plan fits your budget. Our independent insurance brokerage can help you evaluate costs and find the most affordable coverage.
Medicare Advantage and Veterans
We encourage veterans in Scottsdale and Maricopa County to enroll in Medicare alongside their VA benefits—providing access to civilian doctors and hospitals, plus protects against future enrollment penalties. Medicare Advantage plans can offer extra benefits like dental, vision, and hearing, which are not included in VA benefits. Wise Dollar Insurance is here to help every veteran find the ideal coverage for their needs.
Specialized Medicare Plans
Special Needs Plans (SNPs) are specialized Medicare Advantage options designed for individuals with specific health conditions or eligibility needs. These plans offer tailored coverage for people managing illnesses such as diabetes, ESRD, or dementia, and Dual SNPs (D-SNPs) are available for those eligible for both Medicare and Medicaid.
You are the heart
of your Medicare journey!
At Wise Dollar Insurance, the most important part of every Medicare decision is YOU. As an independent agency—never tied to any insurance provider—our sole priority is finding the right Medicare plan to secure your health and long-term wellbeing. Serving seniors throughout Maricopa County, including Scottsdale, we combine expertise with a personal touch to ensure every individual finds coverage that truly fits their needs.
Whether exploring your Medicare options for the first time or searching for a better plan fit, Wise Dollar Insurance is dedicated to guiding all Maricopa County seniors through the process with clarity and care. Count on tailored recommendations, unbiased advice, and ongoing support that put your interests first—today and for years to come.
Start a no-obligation conversation today
You are the most important part of the insurance equation. Start the conversation and leave us a message. Or if you are ready to speak with us, schedule a meeting with us today. The end goal is to provide you with the best options to protect you and your loved ones.