Honesty is the best
insurance policy
- Long Term Care
- Health Care
- Medicare
- Life
A few simple steps is all it takes to protect the ones you love.
- Long Term Care
- Health Care
- Medicare
- Life
A few simple steps is all it takes to protect the ones you love.
Honesty
is the best
insurance policy
- Long term care
- Health care
- Life
- Medicare
A few simple steps is all it takes to protect the ones you love.

Secure your future



Long Term Care Insurance
Remove your biggest retirement worry. Long term care insurance gives you confidence that your nest egg won’t be touched should you need care in your later years.



Health Insurance
The question isn’t if, but when you will need healthcare.



Medicare
You’re 65 now, congratulations! We’ll customize the best options tailored for your unique situation, keeping you in the driver’s seat to select a plan that meets your needs.



Life Insurance
Providing a financial nest egg gives your loved ones the power to pursue success and happiness while honoring your legacy.

About Our story
As an independent agency, not affiliated with any insurance companies, Wise Dollar Insurance focuses solely on finding the right plan to meet your long term goals.
“My grandmother was unprepared, and in the end, she had no options. This was hard on her and the entire family.”

Michael Ell, CEBS, CLTC
Founder & CEO
Michael Ell has a Master’s degree in Accounting, is a Certified Employee Benefits Specialist (CEBS) and is certified in Long-Term Care (CLTC). He has an extensive history in the healthcare industry as an administrator and consultant. His passion for insurance is based on the principle that financial catastrophe should not be the result of unexpected illness, aging, or an untimely death. Michael delivers an affordable safety net to individuals and small businesses by educating his clients and empowering them to make the right decisions.

Start a no-obligation conversation today
You are the most important part of the insurance equation. In just 15 minutes we can ask you a few questions about your health and finances. Sometimes, you will receive a quote immediately. Other situations require more research. However, we will have the best solution for you in less than 48 hours. The end goal is to provide you with the best option to protect you and your loved ones.